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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Retirement 2015: Rule Changes for the Year Ahead

Was one of your New Year's resolutions to get up to date and better informed about your retirement plans? If so, you're on the right track. The start of a fresh calendar is the perfect time to re-up your financial...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Unpacking Obama's MyRA (and What Can It Do for You?)

By James O'Brien By now, many investors and analysts have taken a look at President Obama's MyRA plan and drawn a reasonable conclusion: It won't get retirees through many years of post-work expenses. But then, that's not...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Where's My Refund? Tips for Frustrated Filers -- and Investors

By Justin Stoltzfus. The IRS hasn't generally been known for its straightforwardness and efficiency, but issues around this year's tax refund checks are, in a lot of ways, a whole new ballgame. Refund problems often hit...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Should You Consider a Rollover from Your Former Employer's Retirement Plan?

Millions of employees will change jobs this year through career moves, layoffs or retirement. If you are one of these employees, chances are that this change has left you with a lot to think about. And one important decision...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Three Advantages a Roth IRA May Offer Your Estate Plan

Many may not consider the possibilities that a Roth IRA can offer an estate plan. But, there are three advantages that a Roth IRA can offer if your estate value is under the Applicable Exclusion Amount ($1.5 million in 2005,...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Your Children and IRAs

Once your children start working, help them develop good savings habits by encouraging them to fund an individual retirement account (IRA). Even if your child only contributes for a few years, an IRA can provide significant...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Withdrawing IRA Funds

The tax laws regarding withdrawals from individual retirement accounts (IRAs) are complex. To avoid unnecessary penalties and to ensure you withdraw the funds efficiently, let's review the basics: Before Age 59 1/2 In...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
What's So Special About a Roth IRA?

Even though Roth individual retirement accounts (IRAs) have been around since 1998, many investors aren't aware of all the differences between traditional and Roth IRAs. Thus, they aren't sure which IRA is the better...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Roll Over, Stay Put, or Withdraw?

You're about to retire, have just retired, left a company to take another job, or have been downsized. You have built up a sizable retirement account, so: Now what? You're going to get the biggest check of your life & your...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Extending Your IRA's Life

Individual retirement accounts (IRAs) are typically viewed as retirement planning vehicles. But with increased contribution amounts and the ability to roll over 401(k) balances to a traditional IRA, many IRA owners are...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Consider Splitting Your IRA

The distribution rules for inherited individual retirement accounts (IRAs) generally make it advantageous to separate accounts for each beneficiary, which can be done during your life or by December 31 of the year following...
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Retirement Planning | IRA and Roth IRA | Wiseradvisor.com
Consider a Conversion

In tax planning, the goal typically is to delay the payment of income taxes. Thus, it can be difficult to understand why it might make sense to convert a traditional individual retirement account (IRA) to a Roth IRA, which...
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